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CirCaCoin Shop – Terms & Conditions

Welcome to the CirCaCoin Official Shop (The CirCaCollective). By accessing or purchasing from our online store, you agree to be bound by the following Terms & Conditions. Please read them carefully.

01
Parties
  • These Terms & Conditions (“Terms”) apply to staking of CCC tokens via the staking portal at stake.circacoin.io (the “Staking Portal”), operated by Cryptogram.vip (and/or its affiliates) in partnership with CirCaCoin Ltd. “CirCaCoin”).
  • By registering via the Staking Portal (or via Cryptogram.vip) and staking CCC, you (the “User”) agree to be bound by these Terms (together with any additional terms published by Cryptogram.vip).
  • “Cryptogram”, “we”, “us” and “our” refer to Cryptogram.vip (and its affiliates) as the wallet/staking provider.
02
Eligibility
  • You must be at least 18 years old (or the legal age in your jurisdiction) and have full legal capacity to enter into these Terms.
  • You may only participate if you are not resident in or restricted from crypto-asset activities in a jurisdiction where such services are prohibited.
  • You must complete any required “Know Your Customer” (KYC) and Anti-Money Laundering (AML) procedures that Cryptogram requests.
03
Definitions
  • “Digital Assets” means the CCC tokens and any other blockchain assets supported on the Platform.
  • “Staking” means committing CCC tokens (or other supported assets) by the User into the smart-contract or protocol as described on the Staking Portal for a defined period, in return for rewards.
  • “Lock-up Period” means the duration for which the CCC are locked and cannot be withdrawn (unless in extraordinary circumstances) as specified in the applicable staking plan.
  • “Rewards” means the profit-sharing or other reward distributed by Cryptogram (or via smart contract) in CCC (or other asset) to the User for staking.
04
Staking Terms & Mechanics
  • Minimum Stake: The minimum amount of CCC required for each staking plan is as specified on the Staking Portal (currently “100 CCC” for the basic plan) – for example.

  • Lock-up Period: The User must lock the staked CCC for the term of the staking plan (for example 12 months) during which the original principal cannot be withdrawn, except in the event of a valid early-withdrawal event (see Section 8).

  • Reward Rate: The applicable annualised reward (APR) or profit-sharing rate is specified per plan on the Staking Portal. For example, a “60% APR” for a 12-month lock on CCC has been advertised.

  • Rewards are expressed in CCC (or other designated supported asset) and are not denominated in fiat currency. The value of CCC may fluctuate.

  • At the end of the Lock-up Period (if all terms are complied with), the User’s staked CCC principal and earned Rewards will be released back to the User’s wallet as per the smart contract / Platform arrangement.

05
Shariah Compliance
  • The staking programme is structured in accordance with Islamic finance principles (i.e., avoidance of interest/riba, excessive uncertainty/gharar, and prohibited/haram business activities).
  • The reward model is characterised as a profit-sharing arrangement (e.g., Mudarabah or Musharakah) rather than a fixed interest product.
  • The User acknowledges and accepts that the reward is dependent on profit-sharing outcomes and the inherent risk of the underlying blockchain/token ecosystem.
06
User Obligations & Responsibilities
  • You must provide accurate and complete information when registering and submit any required KYC/AML documentation.
  • You are responsible for the security of your wallet credentials, private keys, two-factor authentication (2FA), where applicable, and any device you use to access the Platform.
  • You must not use the Platform for illegal, fraudulent, or prohibited activities (including money laundering, terrorist financing, sanction-circumventing, etc.).
  • You are responsible for any tax obligations or regulatory reporting in your jurisdiction with respect to the staking of CCC, the receipt of Rewards, or the disposal of assets.
07
Risk Disclosure
  • Cryptocurrency and token markets are inherently volatile. The value of CCC can increase or decrease, including to zero.
  • Rewards are not guaranteed — while the reward rate may be displayed, the actual outcome depends on many factors (e.g., token performance, blockchain operation, profit generation, term completion) and may differ.
  • Use of smart contracts and blockchain technology involves technical, operational, cybersecurity, and other risks (bugs, hacks, forks, regulatory intervention, network failure).
  • The User accepts all risks associated with staking and agrees that Cryptogram and CirCaCoin are not responsible for losses arising from market fluctuations, protocol failures, or force-majeure events.
08
Early Withdrawal / Termination
  • Unless expressly permitted by the specific staking plan, staked CCC cannot be withdrawn until the end of the Lock-up Period. (For example, early withdrawal is only allowed in “rare cases (e.g., law changes, force majeure)”.)
  • In the event of force majeure, regulatory prohibition, system failure, or at our discretion, the Platform may permit early release of principal (with or without full Rewards,) but this is not guaranteed.
  • If you withdraw early (where permitted) you may forfeit some or all expected Rewards, as described in the plan-specific terms.
09
Fees
  • Cryptogram (or its service providers) may charge fees in respect of wallet custody, staking, withdrawals, or other services — these will be disclosed to the User prior to confirmation of any transaction.
  • You acknowledge that network (blockchain) fees may apply (e.g., gas/transaction fees) and you are responsible for those.
10
Limitation of Liability
  • To the maximum extent permitted by law, Cryptogram, CirCaCoin, and their affiliates (and service providers) exclude all liability for indirect, incidental, special, punitive, or consequential damages (including loss of profits, loss of business, loss of reputation) arising out of or related to the staking services.
  • Our direct liability (if any) will be limited to the value of the staked CCC (and, where applicable, any Rewards payable) at the time of any claim.
  • Nothing in these Terms seeks to exclude liability for fraud, wilful misconduct, or other non-excludable liabilities according to applicable law.
11
Amendments
  • Cryptogram reserves the right to amend or update these Terms from time to time. We will notify Users of any material changes (for example, via email or via the Platform). Continued participation after such notification constitutes acceptance of the updated Terms.
  • If you do not accept any amended Terms, you must cease participation and withdraw any unstaked assets (subject to the terms of your plan).
12
Governing Law & Dispute Resolution
  • These Terms shall be governed by the laws of the United Arab Emirates.
  • Any dispute, controversy, or claim arising out of or in connection with these Terms or the staking services shall be finally resolved under the rules of the Dubai International Arbitration Centre (DIAC).
  • If a provision is found invalid or unenforceable under applicable law, such provision shall be severed and the remainder shall continue in full force and effect.
13
Severability

If any part of these Terms is held to be invalid or unenforceable, the remaining provisions will remain valid and enforceable to the fullest extent permitted by law.

14
Acknowledgement

By staking CCC via the Staking Portal, you acknowledge and confirm that you:

  • Have read, understood and accepted these Terms.
  • Are eligible to participate.
  • Understand the risks involved in staking, including the possibility of losing the value of CCC and forfeiting expected Rewards.
  • Accept that the staking arrangement is structured on a profit-sharing basis in line with Shariah principles.
  • Agree to be bound by these Terms and any supplementary plan-specific terms published on the Staking Portal.

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